Do you possess the income to cover monthly mortgage payments but find it challenging to gather the funds required for a down payment and closing costs? You might have the opportunity to benefit from low interest rates, secure homeownership, and fix your housing expenses for the next 30 years.

Assistance with Down Payments
Are you uncertain about affording a down payment for your new home? You'll find numerous options available that can help make homeownership achievable.

In addition to mortgage products such as FHA, VA, and USDA, you might explore applying for down payment assistance.

Discover how to access Down Payment Assistance. Each of our lenders have programs we can discuss to ensure the terms and determine if you qualify for the best program.

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Government Loans (FHA): MyHome extends a deferred-payment junior loan, covering up to 3.5% of the purchase price or appraised value, aiding with down payment and/or closing costs.

Conventional Loans: MyHome offers a deferred-payment junior loan, assisting with up to 3% of the purchase price or appraisal value for down payment and/or closing costs.

Eligibility for this program requires being a first-time homebuyer. Notably, if it's been three years since you last owned and lived in a home, you qualify as a first-time homebuyer. Additional requirements will be discussed during your consultation.

Contact us to explore your options for down payment assistance
Don't let financial constraints keep you from realizing your dream of owning a home. We're committed to finding a solution tailored to your needs, whether through the down payment assistance programs or mortgage products with minimal upfront costs.